Our Loan Programs:

REVERSE MORTGAGE LOANS

• REFINANCE: For homeowners 62 or older and have equity. No monthly payment for as long as you live in the home.
• PURCHASE: You can purchase a home and have no monthly payment with a large enough down payment if you are 62 or older

VA LOANS

• PURCHASE: 100+% Loan To Value financing for all veterans. We will help you get your Certificate of Eligibility. No monthly private mortgage insurance. EZ credit qualifications.
• REFINANCE: Call for Details – Lower your interest rate, take cash out.

FHA LOANS

• PURCHASE:
  • Only 3.5% down. EZ credit qualifications.
• REFINANCE:
  • Call for Details

INVESTMENT PROPERTY LOANS

• PURCHASE or REFINANCE – Call for Details

CONSTRUCTION LOANS

• Construction to permanent

USDA LOANS

• 100% Financing still available in certain areas. Great for 1st time home buyers. Call us for details.

1st TIME HOMEBUYER LOANS

• We will tell you your options and walk you through the process.

HAWAIIAN HOMELANDS LOANS

• PURCHASE or REFINANCE – Call for Details

CONVENTIONAL LOANS

• PURCHASE or REFINANCE – Call for Details

COMMERCIAL LOANS

• PURCHASE OR REFINANCE
  • Call for details

JUMBO/SUPER-JUMBO LOANS

• PURCHASE OR REFINANCE
  Call for Details