When people look for a mortgage they rely on professional advice and the aid of a mortgage broker or lender.The loan process is complicated and most everyone places their trust in the professional that is guiding them through the process.

Unfortunately, some of these professionals placed thousands of borrowers in loansthat they could not afford or in exotic mortgages that now have become extinct.

Predatory lending is a buzz word that has recently become way to common and for good reasonThere are thousands and quite possibly maybe a million plus people that have mortgages where the Truth in Lending Act was violated, thus falling under the predatory lending statue. Many can stop foreclosure if they only knew what to look for and how to defend themselves.